Our BlogWednesday, July 21, 2010 WOW! New property listed in Zone 61, SturgeonCategories:Zone 61, Sturgeon Real Estate
Audrey & Mike have listed a new property at 9701 94 ST in MORINVILLE.
Located on a quiet street, this 1700 sq ft above grade, 3 bedroom family home has loads of upgrades throughout. Kitchen features new counters, cabinet fittings, sink & all fixtures. Share family dinners in the oversized formal dining room with bright windows. Upstairs, master bedroom has walk-in closet, upgraded ensuite washroom and two good size bedrooms. Main bathroom has new tub, sink and all fixtures. Third level features cozy gas fireplace, full decorated wet bar, upgraded 3 piece bathroom & laundry room. Other improvements are all newer windows, newly layed ceramic tile flooring, laminate flooring, fresh paint, baseboards, trim, interior doors, light fixtures & decor electrical fixtures. Relax on the large 12'x23' deck with BBQ gas line & under deck storage. Established backyard has brick patio, 8'x12' garden shed and plenty of room for a double car garage all on a huge 684 sq metre lot. Close to schools, parks and with a quick possession available, this home shows great & is priced right. Tuesday, July 20, 2010 Mortgage VirginsCategories:Mortgage News Courtesy of Natalie Wellings at http://youredmontonmortgage.com
Posted: 16 Jul 2010 12:02 PM PDT The Globe and Mail has posted a good short video featuring Douglas Melville, Canada's Ombudsman for Banking Services & Investments. The video describes 5 important points a mortgage virgin should consider before signing on the dotted line!
1. Term of Payments: How long do you want to be in the home and how frequently do you want to make payments? The vast majority of mortgage lenders will allow you to make weekly, bi-weekly or monthly mortgage payments, however, some exceptions apply. Make sure you ask your banker or broker what payments frequencies are available! 2. Type of Rate: Do you want a fixed or floating mortgage? How risk averse are you? Mortgages are not a one-size-fits-all kind of deal. Some borrowers may be very comfortable with having a mortgage payment that fluctuates while others can sleep better at night if they know they have a locked in rate. 3. Privileges & Penalties: Do you plan on making extra payments on your mortgage? Different mortgage lenders have different pre-payment privileges. It's important to know how much you can pre-pay without penalty every year and how the mortgage penalty is calculated should you wish to pay off your mortgage before your term is up. 4. What if you move? It's important to know if your mortgage is portable to a new property or not. Even if you aren't planning to move until your term is up it's important to have the facts. Life has a history of throwing curve balls and you never know what's in store for you down the road. 5. Insurance: you don't have to get life insurance when you get a mortgage. It is a good idea but is, ultimately, optional. You certainly don't have to take the life insurance offered by your lending institution. You are free to shop around to find the best life insurance option for you! Click HERE to watch the full video! Thanks Natalie!
Thursday, July 15, 2010 Excellent! Audrey & Mike just sold another property at 5805 168A AVE in EDMONTONCategories:Zone 03, Edmonton Real Estate 
We have just sold a property at 5805 168A AVE in EDMONTON.
Just like new! Situated on one of the biggest lots in McConachie, this 2009 Sabal built 3 bedroom, 2.5 bath home has so much to offer. As you enter the foyer, you will be impressed by the exquisite Vienna Maple hardwood flowing throughout. Cozy fireplace accents the bright living room. Impress family & friends with custom designed kitchen featuring corner pantry, glass mosaic back splash, Cadbury cabinetry, soft close drawers, large island with breakfast bar & overhead bulkhead lighting nicely finished with stainless appliances. Upstairs, large master bedroom has convenient ensuite & walk-in closet, 2 more good size bedrooms & main bathroom finish this level. Other features are front veranda, huge back yard, high efficiency furnace & hot water tank, dual flush toilets, CAT5 smart wiring all still on builders warranty until December. Perfectly located neighboured, nestled among ambling tree lined trails, abundant green space & picturesque 6 acre pond, this family home shows great and is priced perfect. Sunday, July 11, 2010 Do you know what's on your credit report?Categories:Mortgage News Courtesy of Natelie Wellings http://youredmontonmortgage.com
Many people don't and it's a bad time to find out there's something wrong when you're in the middle of an offer on your dream home. You could find out that your score is too low or that there is an inaccuracy on your report that can't be fixed in time for you to buy the property. An inaccuracy on a credit report could take weeks, maybe months to rectify.
I've seen it happen and it just plain sucks. I often advise my clients to obtain their credit report once a year, just so they know what's on it and can fix any mistakes. Equifax allows you to request a free credit report. You'll need to fill out a form, provide some information and in a week or so you'll receive a report in the mail, free of charge. Here's the link: http://www.equifax.com/ecm/canada/EFXCreditReportRequestForm.pdf If you're a little impatient and don't want to wait you can pay to request your report online immediately. I’ve always found the free version to be sufficient. If you do happen to find a mistake on your report, here’s the link with instructions on how to rectify the issue. https://www.econsumer.equifax.ca/ca/view/common/dispute_process.jsp Thanks Natelie for the tip! Thursday, July 8, 2010 WOW! New property listed in Zone 02, EdmontonCategories:Zone 02, Edmonton Real Estate 
Audrey & Mike have listed a new property at 7115 130A AVE in EDMONTON.
Wonderful 3+2 bedroom bungalow on a quiet street loaded with quality upgrades. The totally refinished kitchen has new cabinetry, back splash, sink, all appliances including microwave hood fan and includes a bonus Ikea food prep table. Relax with family & friends on the huge 18'x24' covered back deck while overlooking the south facing back yard. Other upgrades include newer high efficiency furnace (2006), brand new hot water tank (July 2010), most new windows (2006), exterior doors, newer laminate, newer paint and attached with power 6'x14' side shed. Close to parks, schools and easy access to major throughways, this multi-bedroom home is perfect for a young growing family. Monday, July 5, 2010 This Week's Staging TipsCategories:Staging Kindly reposted from the REALTORS Association of Edmonton Weekly Review from Jill Gargus-Chouinard
Listings need to Shine! Shine! Shine! Everything should sparkle and pass the "white glove" test. When I sold real estate years ago, there was nothing worse than walking into a property to show it and not wanting to remove my footwear due to the condition or cleanliness of the flooring. Buyers do not appreciate other people's filth. When a seller expects to sell for top dollar they need to present a product that commands that price. Dirt and grime need to be removed off every nook and cranny. Sinks, light fixtures, mirrors and bathroom fixtures should all shine. Baseboards are often neglected and need to be washed thoroughly, as well as behind appliances and window wells. Every inch of dirt is like a dollar off your bottom line. Cleaning with a professional crew may be required and it cannot be ignored. Jill Gargus-Chouinard
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